VITALEDGER

PRIVATE PERSONAL FINANCE

Your finances.
Your device. Your ledger.

Organize income, expenses, budgets, savings goals, recurring expenses, stock records, and cash holdings without connecting VitaLedger to your bank or brokerage.

Download on theApp Store Explore Investments ↓

Local RecordsNo Bank LoginNo Brokerage LoginSpanish Localization

Actual VitaLedger Overview screen showing available balance, spending by category, and savings goals

EVERYDAY MONEY

Know where the money went. Know what comes next.

VitaLedger keeps the practical pieces of personal finance together without turning simple recordkeeping into a financial-services maze.

Income & Expenses

Record transactions with organized categories, dates, notes, and payment details for a clearer picture of everyday activity.

Monthly Budgets

Set monthly spending limits and compare actual expenses against the plan to see which categories deserve attention.

Savings Goals

Keep financial goals visible, record progress, and turn long-term intentions into something you can actually track.

Recurring Expenses

Track subscriptions, bills, and repeating expenses so upcoming obligations are easier to anticipate.

BUDGETS & RECURRING EXPENSES

Plan the month before the month plans you.

Monthly budgets, recurring expenses, and savings goals live together in a practical planning view, while transaction activity automatically feeds the financial picture.

Actual VitaLedger Plan screen showing monthly budgets and recurring monthly expenses

Actual VitaLedger Investments screen showing Portfolio Summary, stock lot import, and manual entry options

STOCK INVESTMENTS

Track the position, not the brokerage password.

Maintain your own records of stock holdings and individual purchase lots. Add lots manually or import supported CSV files, enter current prices, review cost basis, estimate unrealized gains or losses, and record stock sales.

1Keep individual purchase lots with dates and acquisition prices.

2Review estimated short-term and long-term results for personal planning.

3Keep investment records separate from everyday income and expense tracking.

CASH HOLDINGS

Not every investment has a ticker symbol.

Track balance-based investments and cash equivalents separately from stocks, including savings accounts, money market accounts, brokerage cash sweeps, Certificates of Deposit, and other cash holdings.

1Record balance, institution, optional APY, opening date, maturity date, and notes.

2When APY is supplied, view estimated one-year interest and projected balances.

3For CDs, review estimated maturity value and remaining time until maturity.

Actual VitaLedger monthly report showing income, spending, net results, and investment record summary

Actual VitaLedger Transactions screen with search, category filters, and recorded expenses

INVESTMENT SUMMARY

Stocks and cash, together without being tangled together.

See stock values and cash holdings separately, along with a combined Total Investments figure that contributes to a broader financial picture.

StocksHoldings & lots

CashBalances & APY

TotalCombined investments

REAL SCREENS. REAL RECORDKEEPING.

From first setup to monthly review.

VitaLedger keeps setup, planning, transactions, reports, and investments within one consistent personal-finance workspace.

VitaLedger starting point and scheduled income setup screen

Start Your Ledger

Choose a starting balance, ledger date, and optional scheduled income.

VitaLedger overview with spending categories, savings goals, and recent transactions

See the Month

Review spending categories, goal progress, and recent activity at a glance.

VitaLedger Plan screen with monthly budgets and recurring expenses

Plan Ahead

Keep monthly budgets and repeating expenses visible before they arrive.

Review Results

Use weekly and monthly reports to understand spending and investment records.

PRIVACY-FIRST DESIGN

Your financial records stay personal.

VitaLedger stores your financial records locally on your device and does not require bank credentials, brokerage credentials, or external financial-account connections. Optional device authentication can add another layer of protection for investment information.

No bank credentialsNo brokerage credentialsLocal recordsOptional device authentication

ACCESSIBLE & PERSONAL

A ledger that adapts to the person using it.

VitaLedger supports light and dark appearances, adaptable text, and Spanish localization. It is designed for people who want straightforward personal recordkeeping without handing financial-account access to an outside service.

VitaLedger is intended for personal organization, planning, and recordkeeping. Investment, interest, gain/loss, and tax-related figures are estimates and should be confirmed against official financial-institution records or with a qualified professional.